🛡️ Zerosum v1.6.0 — Backups, 2FA & Bulk Payees

This is one of our biggest releases yet: automatic budget backups, two-factor authentication, bulk payee editing, markdown notes, deeper analytics, and a much faster transaction workflow. A lot changed under the hood too, but the important part is simple: Zerosum is safer, smoother, and better at helping you move quickly through real budgeting work.

🛟 Automatic Backups & Budget Recovery

Automatic budget backups are here. Zerosum now keeps recent server-side backups for budgets you own.
Restore without overwriting. Restoring a backup creates a separate budget copy, so you can inspect it before deciding what to keep.
Duplicate full budgets more reliably. Budget copies now preserve transactions, assignments, notes, goals, splits, transfers, recurring templates, presets, dashboards, and related data.
Manage Budgets has a new home. Rename, duplicate, delete, leave, download, and restore owned budgets from one clearer place.
Data exports now run in the background. Request an export from Settings and Zerosum emails you when it is ready.

→ Backups & Data Exports · Multiple Budgets

🔐 Two-Factor Authentication

Protect your Zerosum account with 2FA. Add an authenticator app code after sign-in for an extra layer of security.
Backup codes are included. Save one-time recovery codes in case you lose access to your authenticator app.
Trust this browser for 30 days. Skip the extra code on devices you control.
Security changes require a fresh check. Disabling 2FA or generating new backup codes asks for a new verification code first.
Manage active sessions. See where you’re signed in and revoke browsers or devices you no longer use.

→ Account Security · Settings

🏷️ Bulk Payee Editing

Change payees in bulk. Select multiple transactions and update the payee once instead of editing each row by hand.
Works on saved and pending transactions. Use it from regular transaction tables or while reviewing pending imports.
Available across desktop and mobile. Selection bars, row menus, right-click menus, mobile action sheets, and the P shortcut all support payee editing.

→ Transactions · Keyboard Shortcuts

⌨️ Faster Transaction Workflow

Keyboard navigation is much better. Arrow through rows, press Enter to edit, Shift+Enter to save or approve, Escape to back out, and Home/End to jump through a table.
Split transactions are easier to work with. Filtered split legs can appear as focused rows, split-child tags are editable, and mobile shows linked split details more clearly.
Starting Balance is now easier to choose. Starting Balance appears as a system payee option where it makes sense.

→ Transactions · Tags

📊 Deeper Analytics

Category-group drilldowns. Spending by Category and Spending Trends can now start at the group level, then drill into the categories inside a group.
Smarter dashboard widgets. Category widgets can use grouped categories, flattened categories, or a pinned category group.
Forecast account filters. Narrow the forecast to the accounts you want to inspect.
Cleaner transfer and payment filtering. Analytics payee filters now understand internal transfers and payments, so reports are easier to clean up without hiding whole accounts.

→ Analytics help-center article

📝 Markdown Notes

Notes now support Markdown. Use simple formatting in account notes, loan notes, category notes, monthly category notes, and month notes.
Longer notes. Shared note fields now support up to 5,000 characters.
Cleaner note previews. Account and loan notes now open in a proper popover instead of a cramped tooltip.

🔎 Polish & Reliability

Pickers feel more consistent. Account, category, payee, tag, preset, widget, analytics, and budget settings selectors now behave more alike across desktop and mobile.
Calendar days are easier to read. Repeated transaction labels are grouped with an xN count, and desktop day details keep context visible while the list scrolls.
OFX/QFX installment imports no longer collapse into one row when banks reuse the same transaction ID.