🧩 Zerosum v1.5.6 — Splits in Full Detail

Tag every line, note every leg, and a wave of speed underneath. This release brings full per-child editing to split transactions — separate tags and a separate note for each split row, on desktop and mobile. Plus calendar-rule recurring (every 3rd Wednesday, last day of month, arbitrary intervals), loan-payment templates, multi-currency support, and a long stack of pending-review polish, fixes, and quiet perf wins.

✂️ Splits, Now With Per-Line Detail

• Tag each split row independently. Splits no longer share one tag set. The Costco run that's "groceries portion + household portion + electronics portion" can now have a different tag on each line — and they show up correctly in Spending by Tag, tag filters, and #tagname search.

• A note on every line. Each split row gets its own free-form note in addition to the parent transaction's note. Useful for itemizing "what was this $43.27 for, exactly" without polluting the top-level memo.

• Same UX everywhere. Inline desktop edit, mobile drawer, pending-approval row, and the recurring template editor all carry the same per-row tag picker + note input. The top-level tag picker hides when you're in split mode (it's analytics-invisible there anyway), and bulk-tag from the toolbar disables when a split is in the selection — with a tooltip explaining why.

• Carries through recurring. Make a tagged-and-noted split recurring and every spawned occurrence inherits the per-child metadata. No more re-tagging every monthly Costco run.

• Saved-row rendering. Each split child line now shows its own tag chips and note text on both desktop and mobile saved views — what you typed in the editor is what you see in the list.

→ Splits help-center article · Tags and splits

🔁 Recurring — Calendar-Aware Rules

• Every 3rd Wednesday. Recurring templates now support week-of-month rules: "1st Friday", "Last Tuesday", "3rd Wednesday" — for things like rent that lands on a specific weekday-of-month rather than a fixed day number.

• Last day of the month. A dedicated "Last day" rule that handles 28/29/30/31 correctly across every month — bills that hit on the 31st no longer skip February.

• Arbitrary intervals. Every 2 weeks, every 3 months, every 6 weeks, etc. Pick a unit (week/month/year) and a number — the engine handles the rest.

• Loan-payment recurring. Loan payments can now be set up as recurring templates (previously blocked). Backed by tightened recurring eligibility so system-kind transactions stay out.

🌍 Multi-Currency Support

• 0, 2, and 3-decimal currencies. Yen (¥), KWD (3 decimals), and standard 2-decimal currencies all render and parse correctly throughout the app — display, input, CSV export. Pick your currency in budget settings and amounts behave consistently everywhere.

📅 Calendar — Daily Net Totals

• See each day's net at a glance. The calendar now shows a net (inflow − outflow) total under each day cell. The legacy "Add" button on the calendar header is gone — adding a transaction goes through the same dialog as the rest of the app.

📋 Pending Review — Bulk Polish

• Progress toast + spinner. Bulk-approve and bulk-reject now surface a progress toast while the work runs, with a spinner so you know it didn't get lost.

• Staged-edit selection. Edits made during pending review are remembered when you toggle selection — you don't lose your category or payee picks if you accidentally untick + retick a row.

• Reconciled empty state CTA. When the pending list is empty because everything is reconciled, a helpful "go to pending review" link replaces the dead-end blank state.

🏦 Accounts Page Redesigned

• Mirrors the sidebar. The Accounts list now follows the same tree + group ordering as the sidebar, so jumping between the two views doesn't feel like a different app.

• Sync dot colors that match. Green / yellow / red sync dots are now consistent between the sidebar avatar and the accounts page header — and the dot anchors cleanly to the account avatar instead of drifting.

⚡ Speed Wins

• Bulk operations, hardened. Move, duplicate, delete, bulk-edit, and bulk-approve all chunk requests at 100–500 transactions and use single updateMany / createMany writes server-side. Working with hundreds of rows at a time is now snappy instead of stuttery.

• Dialogs preload on intent. Hover or focus a button that opens a dialog and the chunk loads in the background — by the time you click, it's instant. Applied across 9+ commonly-used dialogs.

• Mobile tap reliability. Killed iOS Safari's 300ms tap-delay penalty across the app and tightened the numpad press feedback. Inputs feel native again on iPhone.

🛠️ Fixes & Polish

• Currency input — strict to your budget format. Typing 1,000 no longer auto-converts to 1000 if your budget uses comma-as-decimal. Format follows the budget setting precisely.

• Currency paste handles thousand separators. Pasting 1,234.56 into an input no longer drops the trailing digits.

• Edit Starting Balance / Balance Adjustment rows. These previously-locked rows can now be edited where it makes sense (note, cleared, date) without breaking the engine.

• Refresh payee recent-category cache. The "recently used categories for this payee" suggestions now update immediately after you save a transaction, not on the next page load.

• Pending approval — no more flash. Approving a row no longer flashes the empty state for a half-second before the row disappears. Bulk approve is the same.

• Charts — no re-animation on tab nav. Switching analytics tabs no longer re-runs the chart entry animation if you've already loaded that view.

• Pending bulk approve disable. The Approve button correctly disables when any selected pending row is missing a required category for a budget or credit-card outflow.

• CC accounts ordering. Credit-card accounts are now sorted within their group in the picker to match the sidebar order.

• Numpad backspace. After deleting digits, the next typed digit now appends instead of replacing.

📚 Help center

• Tags — added per-split tag guidance: how to apply tags to split children, how the bulk-tag flow handles splits, and how per-child tags propagate through recurring templates.

• Transactions — splits — added a callout covering per-line tags + notes, and noted that the parent tag picker is hidden in split mode.

• Help center — RTB formula — cleaner copy on the Ready-to-Budget formula and dropped a stale refunds callout.