Zerosum
Zerosum
Apr 22

Mixed split transactions

It would be great to have mixed inflow and outflow under split transactions.Currently, for split transactions, we are only allowed for either inflows or outflows but not a combination.Use case: I like to track gross income, along with tax, employee/employer contribution in one mixed split transaction. This is not currently available.
CompletedCompleted

Completed
changed status toCompleted·Apr 25, 2026
Apr 25, 2026

Hey — feature is shipped. You can now mix +/− lines on a single split transaction; the only rule is they sum to the parent total. So your gross-pay split (gross income on one line, taxes/contributions as negative lines, net landing in the account) is now a possible flow. Reports will track each piece in its own category, so the gross-as-denominator framing you described falls out naturally. Also added a tip in the help center on the Split Transactions section walking through this exact pattern, since I think it's a really nice use case more people might want once they see it. Thanks again for the nudge — this is one of those features that's been a quiet win to add. Let me know if anything feels off :)

Apr 25, 2026

Thanks for shipping this feature!

Progress
changed status toIn Progress·Apr 24, 2026
Planned
changed status toPlanned·Apr 23, 2026
Apr 23, 2026

Thanks for the feedback — I want to make sure I understand exactly what you're picturing before I scope it out. Today in ZeroSum, a split transaction has one total amount (either inflow or outflow), and every split line is the same direction as the parent, with all lines summing to the total. So a $1,000 inflow split can only be carved up into positive pieces that add to $1,000. What YNAB does — and I think what you're asking for — is allow split lines to have mixed directions, as long as the net still equals the parent total. So for a gross paycheck example, a $1,000 net inflow transaction could be split like: +$1,100 inflow → Ready to Budget (gross pay) −$100 outflow → Taxes Net: $1,000 ✅ (matches the transaction total) Is that what you're after? A single transaction with mixed +/− lines, where the sum has to equal the transaction's overall amount? Also curious — is this based on how YNAB handles it, or are you using another app that does it differently?

Apr 23, 2026

Hi Pedro, yes — that’s exactly it. And you’re right that it’s based on how YNAB does it. I use split transactions for my fortnightly pay, structured to mirror my payslip: gross income, tax, employee contribution, and so on. I know it’s not how most people approach this, but it lets me use the reports to track expenses and investing as a percentage of gross income rather than net. That framing is more meaningful to me.

Apr 23, 2026

That makes sense. Totally doable, I will see when I can take a look at this :)